On the Road with Standard Premium: Insights from the National Investment Banking Association 152nd Conference

The Standard Premium (OTCQX: SPFX) team was back on the road last month traveling up I95 to Fort Lauderdale for The National Investment Banking Association (NIBA) 152nd Investment Conference. The team, led by William (Bill) Koppelmann, CEO, and Brian Krogol, CFO, joined members of the micro-cap and small-cap investment community where they gave a captivating presentation to an audience of over 100 attendees on the company’s growth trajectory, goals for 2026, an outlook of the premium insurance industry, and a financial snapshot of the company. The presentation dove into the mechanics of a unique industry roll-up opportunity available to Standard Premium as the only publicly-traded insurance premium finance company.

What is the NIBA Conference?

Since 1982, the National Investment Banking Association (NIBA)has supported the micro-cap and small-cap investment space. Over the years, it has organized more than 150 investment conferences, connecting public and private companies with the broader financial community.

Through its extensive network, NIBA has helped facilitate over $100 billion in capital formation and has played a role in the vast majority of IPOs under $20 million. Today, the organization brings together thousands of investment professionals across more than 60 industry disciplines, including a community of over 8,800 registered representatives.

Standard Premiums Presents Compelling Data About the Company and Industry

During the presentation, Brian educated attendees on the unique nature of the insurance premium finance industry, including how Standard Premium is the only publicly traded insurance premium finance company. He further showcased Standard’s proven track record of 30+ years of profitability and discussed how the Company is perfectly positioned for a value-driven roll-up opportunity. Brian also presented an industry overview, a market structure brief and a compelling financial snapshot of the company.

Watch our full presentation from the conference here.

The Company’s growth trajectory along with its high return on equity and impressive operating cash flows piqued the interest of attendees, led to a series of one-on-one meetings with banks and investors after the presentation. These conversations provided an opportunity to dive deeper into the business, answer questions and build relationships with individuals interested in learning more about Standard Premium’s investment potential.

An Important Correction to the NIBA Conference Book

We would like to point out an important correction to the NIBA conference book that was sent to attendees. Specifically, SPFX is, of course, profitable and the incorrect statement “Net Loss and Loss Per Share” should have been Net Income and Earnings per Share. We would like to direct your attention to the correct table below:

FINANCIAL HIGHLIGHTS: (A indicates Actual; E indicates Estimated) Fiscal Years Ending Dec. 31

Year		2025 (E)	2024 (A)	2023 (A)	2022 (A)
Revenue:	$	12,400,000	12,143,143	9,723,010	8,156,537
Net Income:	$	1,200,000	979,993	532,402	806,131
Earnings Per Share:	$	0.37	0.29	0.14	0.25
Weighted. Avg. Shares:		3,001,216	2,942,797	2,905,016	2,905,016

Looking Ahead

After attending the conference, Bill had this to say:

“This event was an ideal forum for engaging with industry peers, sharing perspectives and articulating the opportunities that fuel the execution of our next phase of growth. As we continue to scale our business through state licensing approvals, expand our $115 million credit facility and continue building out our acquisition pipeline, this was the perfect opportunity to engage with members of the investment banking community and share our disciplined specialty finance platform.”

As we follow up with the connections we made at the conference, we welcome the opportunity to discuss how SPFX fits into your investment strategy and answer any questions you may have about our business model, growth plans or investment structure.